|Re: Looking for advice on financial calculators|
Message #2 Posted by allen on 4 Aug 2007, 9:39 p.m.,
in response to message #1 by Thomas Okken
Get the 17bii. There are more functions than the 12c and can be both RPN or Alg. for those so inclined. While not programmable, the 17bii is a superior calculator. I personally like it better because:
1) The speed can't be beat
2) It can print to an IR printer
3) Interest rates are ANNUAL rates rather than periodic rates.
4) Cashflows are much easier to enter and manipulate
5) Two line display
6) much more memory
7) Closest financial calc to a 42s
8) much quieter keyboard (less colors and shift keys).
The last point will be refuted because the 17bii many submenus replaced the keyboard-accessible 12c features, but I would estimate most folks here don't use keyboard laden features of the double-shift models (12c, 32sii, 48gx) for every day calculations.
...financial packages for the HP-48G, or even for PCs...
Forgot to mention.. the 48G has TVM (Time value of money) native under SOLVE -> TVM. That is by and large the only useful 'financial' feature for those outside banking/brokerage profession. All the other Bond Values, ROI, SOYD, percents, and depreciation ... are trivial formulae for engineers/computer scientists to remember, even if used infrequently. (Besides, if you need the latter features more than once a year you are into TAX planning, not Financial planning and no calculator will make that painless!!! GRIN!)
Regarding PC packages, MS Excel is also fully equipped with TVM features, that is if you can stomach the help files. The few that are not there can be added with a quick VBA SUB.
Edited: 4 Aug 2007, 9:54 p.m.